Stellar is significantly more efficient, transparent, and cost-effective than traditional banking systems. While banks rely on SWIFT and other outdated financial networks that charge high fees and require multiple intermediaries, Stellar enables peer-to-peer transactions with near-instant finality.
Additionally, Stellar operates on a decentralized ledger, ensuring greater transparency and security. Unlike traditional banks, where users must trust third-party institutions, Stellar allows individuals to retain control over their funds without reliance on intermediaries.
For those looking for an alternative to traditional banking, Stellar’s growing adoption could make the XLM price an attractive metric to follow.